After suffering a serious back injury that forced him to leave his job in construction, DeShawn Brooks was left struggling with over $13,000 in debt-including medical bills and credit card charges from vehicle repairs. As his financia! hardship deepened, so did the in­tensity of harassment from creditors. He received multiple calls daily, voicemails threatening lawsuits, and notices delivered to his home, all while relying solely on disability benefits.

My Debt Advisors Take Charge

When DeShawn enrolled with My Debt Advisors on October 18, 2022, our attorneys moved quickly to stop the harassment. We immedi­ately sent formal cease-and-desist notices to the creditors under the Fair Debt Collection Practices Act (FDCPA) and informed all collec­tors of our legal representation.

The calls stopped. The letters stopped. And the intimidation ended.

From that point forward, DeShawn no longer had to deal with collection agents directly-our team handled all communications, pro­tecting him from further emotional and financia! stress.

A Legal Defense That Delivered Results

While stopping the harassment was a critica! first step, DeShawn’s legal team went further. When he received a court summons for a debt that made up over half of his total enrolled balance, we quickly built a defense strategy. Our attorneys presented evidence of De­Shawn’s disability and inability to pay, and fought to have the case dismissed.
Thanks to our efforts, the court dismissed the lawsuit without prejudice, preventing any future attempts to collect that debt.
“Before My Debt Advisors, 1 felt trapped-physically and financially. The calls never stopped. They even reached out to my relatives. But once the legal team stepped in, everything changed. The harassment stopped, and I could finally breathe again.”

-DeShawn Brooks